// Making merchanting superhuman

Paid without the chasing

Ontik unifies your counter and credit-control teams, so every invoice gets chased, paid and reconciled, without the manual grind.

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give your teamsuperpowers
ontik · agent command centre agent live
Agent
Queue
Ledger
Insights
Collected
£128,400
+18%
Outstanding
£42,180
28 open
Running4
Chase overdue · Hilltop Builders
£7,420.00Working
Send statement · Meridian
£11,905.00Working
Reminder day-7 · Oakline
£3,275.00Working
Match payment · Craft & Joinery
£2,180.50Working
Waiting for review2
Dispute flagged · Northgate
£5,290.00Decision
Escalate day-14 · Riverside
£3,640.00Ready
Done3
Reconciled INV-2041 → Xero
42m agoSynced
Payment cleared · Stonewell
£980.00Paid
Statement sent · GH Brooks
3h agoSent
Powering collections for modern trade suppliers
Frank Key GH Brooks Griggs Agri Fort Collier and Catchpole 7Core St Andrews Timber Henshaws N&C Building Materials Rose Group
// Results

Results that scale with the size of your book

50%

Manual chasing cut in half, with the agent working your ledger while the team sleeps.

10x

Take payments on rails that clear up to 10x cheaper than cards.

20%

Fewer late payers, with accounts settling on time instead of drifting overdue.

30s

From request to paid, faster than anyone chasing by phone.

// Credit control

Collections that run like clockwork

Ontik chases every invoice across channels, matches payments as they land, and flags the accounts that need attention, so your team focuses on relationships, not admin.

this used to be a
Friday-night job
Today's collections
// 12 Nov · live
Agent live
Collected so far today
£48,320
+£12,480
68% of £71,000 outstanding£22,680 left
Meridian Builders
£2,340.00
Paid
Ashdown Contracts
£7,420.00
Reminder sent
Oakfield Construction
£1,180.00
Paid
Kestrel Homes
£4,900.00
Escalated
Reminder sent
SMS + email · day 6
Payment behaviour
deteriorating · flagged
Reconciled to ERP
3 payments matched
Payment link sent
Nov 26 · opened
Paid by link
£234.00 · Meridian
Missing invoice sent
INV-2841 · Kestrel Homes
// 01 · See

Visibility across your book

Ontik watches every account across your entire ledger and alerts you the moment a customer's payment behaviour changes.

// 02 · Chase

Reminders that collect

Ontik chases every customer across SMS, email and letter, with a payment link in each message, so paying takes one tap.

// 03 · Collect

Paid and reconciled

Every payment lands against the right invoice and syncs straight back to your ERP. No manual matching, no month-end scramble.

// Product

One partner for every
way you get paid

Each part is purpose-built for how trade suppliers get paid. Start with one, or deploy the full platform.

Customer settling an invoice by link on their phone

Payment links

// One link, every way to pay

Send a branded pay-by-bank or card link over SMS and email. Customers settle one or all invoices in seconds. No login, no app.

Card terminal at the trade counter
coming soon

In-store terminals

// Payments at the counter

Take card, contactless, and wallet payments at the trade counter. Every sale lands in the same ledger as your invoices.

Ontik dashboard open on a laptop

Credit control

// Stop chasing payments

Automated chasing, live aged-debt views, and reconciliation that runs itself, the whole ledger from one screen.

// The promise

Making merchanting superhuman.

One platform that gives your counter and credit-control teams the reach of a team ten times the size.

An Ontik specialist onboarding a trade customer at the counter
we visit you
in person
// Onboarding

Onboarding done with you, not to you

A dedicated specialist gets your team live in three simple stages. No rip-and-replace, no long implementation.

01
Connect your ledger

Sync your accounts and open balances in minutes. Ontik maps every trade account automatically.

02
Meet your specialist

An Ontik specialist works alongside your counter and credit-control teams to tailor chasing, reminders and payment methods to how you trade.

03
Go live

Start requesting and reconciling payments automatically, with your specialist on hand for the first collections.

// Credit control agent Launching soon

Give your credit control team back their time

Flags and predicts

Learns who pays late, who disputes and who's drifting, then forecasts the week's cash and flags the accounts most likely to slip before they do.

Executes the actions

Sends the missing PODs, invoices and statements, chases on the right channel, and sets up payment plans, so your team skips the busywork.

Deep-dive and ask anything

Ask about any account, invoice or number and get a straight answer, with the working shown, right across your ledger.

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Ontik agent
Working across your ledger
Live
09:12
Flagged likely late payer
Meridian Building · £8,140.00 due Fri
Predicted
09:14
Sent missing POD + invoice
Hilltop Builders · INV-2841
Sent
09:15
Payment plan set up
Oakline Contractors · 3 × £1,940.00
Plan
09:16
Payment cleared
Craft & Joinery · £2,180.50
Paid
Ask me anything about your ledger…
no more awkward
“where's our money?” calls
integration always free with ontik
// Integrations

Integrates into any set-up

Every trade supplier operates differently. Ontik adapts to your branches, product lines, and account structures, and when you need more, we build it with you.

Custom capabilities for unique workflows
Specialised integrations with your ERP
Continuous optimisation as you grow
Explore custom solutions
Epicor
Kerridge Commercial Systems
Intact
ECI
OGL Software
Merlin
Mace System
Unleashed
Rba
Border Merchant Systems
Xero
Intuit QuickBooks
// + many more ERP and accounting systems

Transform how you get paid

See how trade suppliers automate collections and give their credit-control teams their time back.

Get a demo